{
  "docId": "019dd923-5e88-73ef-bd57-ee505d99d7cc",
  "docSlug": "8921baa1a2966ef5",
  "documentTitle": "modern retirement monthly report en",
  "authorId": "UBS",
  "authorName": "UBS",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.776,
  "pageNumber": 27,
  "pageCount": 54,
  "prevPage": 26,
  "nextPage": 28,
  "slideType": "recommendation",
  "function": "recommend",
  "density": "overcrowded",
  "nDataPoints": 10,
  "notes": "The chart shows the percentage increase or decrease in benefits relative to full retirement age (FRA) for a retiree and spouse born in 1960.",
  "elementsJson": [
    "headline_text",
    "paragraph",
    "bar_chart_grouped",
    "bullet_list"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd57-ee505d99d7cc/27",
  "deckHref": "/decks/019dd923-5e88-73ef-bd57-ee505d99d7cc",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd57-ee505d99d7cc.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd57-ee505d99d7cc#slide-27",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "We recommend coordinating the timing of each spouse's Social Security filing to that your family can get the most out of the program's benefits.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-41a9-74c8-b376-c9cc6a96b216",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.45,
        "x": 0.04,
        "y": 0.22
      },
      "kind": "chart",
      "text": "Percentage of increase or decrease in benefits by claiming age, relative to claiming at full retirement age (FRA) for a retiree and spouse born in 1960",
      "attrs": null,
      "subkind": "bar-grouped",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "da624036-b3a4-4ec7-8066-7e8a71121b3c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.5,
        "x": 0.25,
        "y": 0.94
      },
      "kind": "disclaimer",
      "text": "Please see Social Security's spousal and survivor benefits for more information.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d8a05b42-96b2-48b1-9117-5f638414623c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.45,
        "x": 0.5,
        "y": 0.22
      },
      "kind": "list",
      "text": "Before claiming your benefits, consider the following: Spousal benefits do not include any delayed retirement credits that the higher-earning spouse may receive. Spousal benefits are reduced if they are claimed before reaching full retirement age. Benefits paid to you as a spouse will not decrease your spouse's own retirement benefit. In contrast to spousal benefits, survivor benefits reflect the amount that the deceased retiree was receiving when they passed away.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "555b2be9-f4b4-4a62-9999-1b1ba8fb2dc2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Percentage of increase or decrease in benefits: 24%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-41a9-74c8-b376-cfeb26482cde",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.9,
        "x": 0.04,
        "y": 0.13
      },
      "kind": "paragraph",
      "text": "We recommend coordinating the timing of each spouse's Social Security filing to that your family can get the most out of the program's benefits.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "72a4a73c-c07f-4efc-971d-c45555bc03fd",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.2,
        "x": 0.04,
        "y": 0.88
      },
      "kind": "source-note",
      "text": "Source: Social Security Administration, UBS.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "902b05a1-8d26-4d81-9d2a-5d8827f9e3b8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.6,
        "x": 0.04,
        "y": 0.06
      },
      "kind": "title",
      "text": "What should spouses consider when claiming Social Security?",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "09b3a832-aeaf-46d8-bfe1-a3c5f51fee74",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "List presentation",
      "slug": "list-presentation",
      "agent": null,
      "layer": "slide",
      "matchId": "e90c6ad5-993c-45bc-b05f-d316cfde371d",
      "evidence": "list/bullet: Before claiming your benefits, consider the following: Spousal benefits do not include any delayed retirement credits that the higher-earning spouse may receive",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 27,
      "from": 26,
      "beatId": "2db2f812-ee64-4712-85bb-51f50c8baf50",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Competition",
      "beatSlug": "sequoia-pitch-competition",
      "evidence": "The discussion on Social Security claiming strategies",
      "position": 3,
      "confidence": 0.7,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}