{
  "docId": "019dd923-5e88-73ef-bd57-e37f75258870",
  "docSlug": "a0831b5865d6f1b8",
  "documentTitle": "original",
  "authorId": "UBS",
  "authorName": "UBS",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.776,
  "pageNumber": 12,
  "pageCount": 32,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "financial_analysis",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 10,
  "notes": "The chart illustrates the bridge between 9M21 and 9M22 NII, highlighting the impact of interest rates, deposit volumes, deposit mix, and loan volumes.",
  "elementsJson": [
    "waterfall_chart",
    "bullet_list"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd57-e37f75258870/12",
  "deckHref": "/decks/019dd923-5e88-73ef-bd57-e37f75258870",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd57-e37f75258870.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd57-e37f75258870#slide-12",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "NII up 223m, +14% YoY",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-41a9-74c8-b378-99f682efd60e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.58,
        "x": 0.04,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Waterfall chart showing NII bridge from 9M21 to 9M22",
      "attrs": null,
      "subkind": "waterfall",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ca8170fc-3825-4501-be98-6c5589910aa8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.45,
        "w": 0.32,
        "x": 0.65,
        "y": 0.31
      },
      "kind": "list",
      "text": "3Q22: NII up 223m, +14% YoY; Mostly driven by 41% incremental revenues in USD partly offset by a reduction in CHF. 9M22: NII up 627m. Expectations for 4Q22: Expecting ~200m incremental NII in 4Q22 vs. 3Q22; In total ~1bn NII increase for the full year vs. FY21",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "07aa1523-24c7-48d2-b6be-017948c388db",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Net interest income: 5.3bn",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-41a9-74c8-b378-9eb82a4cd9e3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.11,
        "x": 0.04,
        "y": 0.19
      },
      "kind": "subtitle",
      "text": "GWM + P&C, bn",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ad7599de-8b18-41f9-9617-61802e39d669",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.26,
        "x": 0.04,
        "y": 0.07
      },
      "kind": "title",
      "text": "Net interest income",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f6c5dace-33b1-45c5-bebc-277b95b8cdc4",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "e44d6cc6-0552-45bf-8836-964cc4150afe",
      "evidence": "The slide contains a waterfall chart showing the 'NII bridge from 9M21 to 9M22', which is a clear instantiation of a waterfall chart.",
      "confidence": 0.9
    }
  ],
  "frameworks": [
    {
      "name": "waterfall-bridge",
      "slug": null,
      "matchId": "72fbc748-2b76-49eb-9165-f248f755cac2",
      "evidence": "The chart is a standard waterfall bridge showing the components of change between two financial periods.",
      "confidence": 1
    }
  ],
  "arcBeats": [
    {
      "to": 14,
      "from": 10,
      "beatId": "718242da-8a2e-4479-9372-7fee7581e383",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The financial analysis and KPI dashboard demonstrate UBS's satisfaction of its financial targets",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 14,
      "from": 4,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "66e6ab01-022e-4bf0-abfa-587204b74998",
      "evidence": "The deck connects UBS's financial results to its strategic goals",
      "position": 0,
      "objective": "How UBS's financial performance is linked to its strategy",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.7,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}