{
  "docId": "019dd923-5de0-76bd-a16a-c6b650c2a28b",
  "docSlug": "c4f9716c03b0c2b5",
  "documentTitle": "Payment providers",
  "authorId": "Deloitte",
  "authorName": "HFS Research",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 14,
  "pageCount": 34,
  "prevPage": 13,
  "nextPage": 15,
  "slideType": "appendix_methodology",
  "function": "present_framework",
  "density": "balanced",
  "nDataPoints": 0,
  "notes": "The framework is a 4x3 matrix mapping assessment dimensions to service provider maturity levels (Horizons 1-3).",
  "elementsJson": [
    "comparison_table",
    "paragraph"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a16a-c6b650c2a28b/14",
  "deckHref": "/decks/019dd923-5de0-76bd-a16a-c6b650c2a28b",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a16a-c6b650c2a28b.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a16a-c6b650c2a28b#slide-14",
  "components": [
    {
      "bbox": null,
      "kind": "framework",
      "text": "HFS Horizons Methodology",
      "attrs": null,
      "subkind": "instance",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "99a1b4f2-d8e3-470c-9fd3-5a4c6265c0a0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "framework",
      "text": "Three Horizons",
      "attrs": null,
      "subkind": null,
      "toolName": "Structuring frame",
      "toolSlug": "structuring-frame",
      "confidence": null,
      "componentId": "019dd952-0a67-75d1-849d-86fbd570b891",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.92,
        "x": 0.04,
        "y": 0.18
      },
      "kind": "subtitle",
      "text": "The HFS Horizons: Best Service Provider for Cards and Payments, 2023 research evaluates the capabilities of service providers across a range of dimensions to understand the why, what, how, and so what of their service offerings.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3313ab94-aa12-46a9-901b-a377d892d477",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.92,
        "x": 0.04,
        "y": 0.31
      },
      "kind": "table",
      "text": "Matrix of assessment dimensions vs. Horizon 1, 2, and 3 service providers.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3a84df82-0b49-4a56-ac61-6065babb0855",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.8,
        "x": 0.04,
        "y": 0.04
      },
      "kind": "title",
      "text": "Horizons assessment methodology—services for cards and payments",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "23e9a7d2-041e-4525-81ef-d95add454190",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "2x2 matrix",
      "slug": "matrix-2x2",
      "agent": null,
      "layer": "slide",
      "matchId": "fa3ffe57-7990-4a41-a288-2a48b2de74cb",
      "evidence": "Matrix of assessment dimensions vs. Horizon 1, 2, and 3 service providers.",
      "confidence": 0.5
    },
    {
      "name": "Three horizons (McKinsey)",
      "slug": "three-horizons",
      "agent": null,
      "layer": "slide",
      "matchId": "f5fd3a10-5a06-4aee-adda-8bc472a27399",
      "evidence": "Horizons assessment methodology—services for cards and payments",
      "confidence": 0.7
    }
  ],
  "frameworks": [
    {
      "name": "hfs-horizons",
      "slug": null,
      "matchId": "2610abea-9584-4889-92f3-ee950e80fd9b",
      "evidence": "Explicitly mentioned in title and body text as the research methodology.",
      "confidence": 1
    }
  ],
  "arcBeats": [
    {
      "to": 16,
      "from": 10,
      "beatId": "5da10889-1369-4c83-83ac-3a03301c8cfd",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Problem & Complication",
      "beatSlug": "consultants-gambit-problem-complication",
      "evidence": "The document highlights the challenges faced by payment providers, such as the need to address payment modernization and effectively court ecosystems.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}