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  "documentTitle": "2015 Fintech New York Partnerships",
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      "text": "We are in the midst of a major disruption in the financial services that will see increasing adoption and evolution of disruptive FinTech solutions. Application programming interfaces (APIs) and similar gateways for quick, reliable and secure information exchange between organizations will enable banks to build out a diverse ecosystem of partners, bringing a broader range of products and services to their customers. Banks and insurers are now aggressively pursuing digital transformation in various forms, from partnerships, to accelerators and innovation labs, to acquisitions to strategic investments. The industry is shifting its focus, moving away from large, mandated tech investment to meet regulatory requirements to investing in disruptive digital technologies that embrace new ideas and create fast-moving centers of innovation.",
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