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  "documentTitle": "PwC Golden Age index Unlocking a potential $3.5 trillion prize from longer working lives",
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      "text": "In many of our top performing countries, flexible working opportunities are already in place supporting gradual retirement. Flexible working also needs to be extended throughout a worker's career to support, for example, working while caring for families.",
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      "text": "In Sweden and Norway, shared parental leave has been a commonplace policy since the 1970s. Access to affordable childcare is another key feature of the Nordic countries which support women in returning to work.",
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      "text": "Extra holiday entitlement in the Netherlands: In the Netherlands, many collective agreements stipulate that older workers are entitled to more days off. For example in 2011, 58 agreements contained clauses for extra days off.",
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      "text": "The Nordic countries, along with others, also perform well on our other labour market indices such as the Women in Work and Young Workers.",
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      "text": "Phased retirement in Norway: Since 2006, all employers are obliged to offer occupational pension schemes to their employees. A 2011 pension reform allowed the National Insurance Scheme (NIS) old-age pension to be drawn partially or fully.",
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      "text": "This means women typically do not take such a long break from work and face less barriers when returning, supporting their career development and their ability and desire to continue working later in life.",
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      "text": "Reduced working times in Belgium: Through national collective agreements between trade unions and employers, work time reductions were developed to incentivise work. Workers aged 45+ can be exempted from two, three of four hours of work.",
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      "text": "Offering flexible working opportunities for parents throughout their careers is a key aspect to ensuring women in particular continue to play a key part in the workforce in their later years.",
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      "text": "In many of our top performing countries, flexible working opportunities are already in place supporting gradual retirement. Flexible working also needs to be extended throughout a worker's career to support, for example, working while caring for families.",
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      "text": "Source: Eurofound (2013) PwC Golden Age Index",
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      "text": "Flexible working opportunities – not just for older workers – are key features of some of our top performers",
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