{
  "docId": "019dd923-5de0-76bd-a168-e1181c84938a",
  "docSlug": "46c568218da7f83f",
  "documentTitle": "Blurred lines: How FinTech is shaping Financial Services",
  "authorId": "PwC",
  "authorName": "PwC",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.414,
  "pageNumber": 7,
  "pageCount": 37,
  "prevPage": 6,
  "nextPage": 8,
  "slideType": "industry_trends",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 11,
  "notes": "The slide highlights consumer banking and payments as the primary targets for disruption, emphasizing disintermediation.",
  "elementsJson": [
    "headline_text",
    "paragraph",
    "bar_chart_vertical",
    "icon_grid",
    "callout_box",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a168-e1181c84938a/7",
  "deckHref": "/decks/019dd923-5de0-76bd-a168-e1181c84938a",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a168-e1181c84938a.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a168-e1181c84938a#slide-7",
  "components": [
    {
      "bbox": {
        "h": 0.06,
        "w": 0.28,
        "x": 0.667,
        "y": 0.301
      },
      "kind": "callout",
      "text": "Disintermediation: FinTech's most powerful weapon",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "50bec754-971f-4d3c-bdb7-404bfc9c154e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "callout",
      "text": "Consumer banking and fund transfers & payments are likely to be the most disrupted sectors by 2020",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-3be6-7628-b9ad-67bf3e022bcf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.48,
        "w": 0.905,
        "x": 0.047,
        "y": 0.415
      },
      "kind": "chart",
      "text": "Figure 3: Areas of disruption",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3344efac-7f86-4bee-a638-851d39d8ed0e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Likelihood of disruption: 78%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-3be6-7628-b9ad-6a0eb80069ab",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.31,
        "x": 0.357,
        "y": 0.228
      },
      "kind": "paragraph",
      "text": "In consumer and commercial lending, for example, the emergence of online platforms allows individuals and businesses to lend and borrow between each other. Lending innovation also manifests itself in alternative credit models, use of non-traditional data sources and powerful data analytics to price risks, rapid customer-centric lending processes, and lower operating costs. In recent years, the payments industry has also experienced a high level of disruption with the surge of new technology-driven payments processes, new digital applications that facilitate easier payments, alternative processing networks and the increased use of electronic devices to transfer money between accounts.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ae41c0da-a0fb-4532-bfcc-a4324d31bae6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.075,
        "w": 0.31,
        "x": 0.047,
        "y": 0.308
      },
      "kind": "paragraph",
      "text": "In keeping with changes already underway, the majority of our survey participants see consumer banking and fund transfer and payments as the sectors most likely to be disrupted over the next five years (see Figure 3).",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c9b4a63c-0331-41a6-a577-cd6ad1997df0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.15,
        "x": 0.047,
        "y": 0.92
      },
      "kind": "source-note",
      "text": "Source: PwC Global FinTech Survey 2016",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5d4befd0-f0e9-48c7-9908-2e3f0b2f72c5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.055,
        "w": 0.325,
        "x": 0.047,
        "y": 0.228
      },
      "kind": "title",
      "text": "1.1 Disruption targets mostly consumer banking and payments",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "405d964d-bcb6-4ac0-9213-9a32688a5ea1",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 20,
      "from": 6,
      "beatId": "e635e57f-68c7-4656-bafa-cf7a9857fbfc",
      "arcName": "Problem-Agitate-Solution",
      "arcSlug": "problem-agitate-solution",
      "beatName": "Industry Trends",
      "beatSlug": null,
      "evidence": "The document outlines various FinTech trends and their impact on Financial Services.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [
    {
      "to": 10,
      "from": 7,
      "name": "Zoom In",
      "slug": "06-zoom-in",
      "bestFor": "Technical deep-dives, case studies, detailed analysis",
      "matchId": "bf6b8ef2-5bd5-4334-8224-71ba14ad6d0b",
      "evidence": "The document zooms in on specific FinTech trends.",
      "position": 0,
      "objective": "What are the key FinTech trends?",
      "structure": "The Big Picture -> Key Area of Focus -> Specific Detail -> Implication",
      "confidence": 0.7,
      "description": "Start broad, then progressively focus on specific details that prove your point"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}