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      "text": "The first half of 2025 has underscored a recalibration in fintech M&A activity. While overall investment volumes have softened, strategic acquisitions demonstrate that high-value deals are still being pursued.",
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      "text": "Cost pressures keep interest in regtech high. While regtech investment was relatively soft in H1'25 — with just $2.1 billion invested globally next to $8.3 billion during all of 2024.",
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      "text": "Payments sector sees investment falter. The payments space saw funding dry up considerably in the first half of 2025 as investors held back from making large, $1 billion+ megadeals. During H1'25, the sector saw just $4.6 billion in investment.",
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      "text": "Fintech IPOs begin to see pickup. While IPO exits have been dry for quite some time in the fintech sector — particularly in the US — trends started to change in H1'25 with the successful exits of Israel-based investment platform eToro ($620M), Chime ($864M), and Circle ($1.1B).",
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      "text": "AI enablement a hot priority in the fintech sector as investors embrace agentic AI opportunities. AI was a very hot area of interest among fintech investors in H1'25, attracting $7.2 billion in investment compared to $8.9 billion during all of 2024.",
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