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      "text": "In the past, many financial institutions felt they lacked the in-house tech talent to build advanced platforms. But with the rise of generative AI — especially its ability to accelerate code development — that’s changing.",
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      "text": "Corporates reallocating funds towards cost cutting and AI. Within the Americas — particularly in the US and Canada — many corporates have pulled back from making direct fintech investments, reallocating their capital towards cost cutting and AI initiatives.",
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      "text": "VC investment sees solid growth in Americas. The America saw VC investment pick up from $12.8 billion to $14.4 billion between H2'24 and H1'25, driven in large part by the $2 billion raise by Binance.",
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      "text": "B2B payments was hot, but becoming more challenging. In the US, B2B payments were a hot topic for a number of years, but interest appears to be waning for the moment.",
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      "text": "By comparison, M&A deal value fell from $21.9 billion to $11.7 billion in the Americas, while PE investment fell from $948.8 million to $608.6 million. Both Canada and Brazil saw very soft VC in H1'25.",
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      "text": "In the past, many financial institutions felt they lacked the in-house tech talent to build advanced platforms. But with the rise of generative AI — especially its ability to accelerate code development — that’s changing. Institutions are realizing they don’t always need to rely on third-party fintechs to innovate. As a result, we’re seeing a shift from simply investing in AI to actively building AI-driven solutions internally. — Dubie Cunningham, Partner, Banking and Capital Markets, KPMG in Canada",
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