{
  "docId": "019dd923-5de0-76bd-a168-8c12e48d4bd6",
  "docSlug": "bb9226deb276ec49",
  "documentTitle": "Pulse of Fintech H1’21",
  "authorId": "KPMG",
  "authorName": "KPMG",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 20,
  "pageCount": 67,
  "prevPage": 19,
  "nextPage": 21,
  "slideType": "industry_trends",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 0,
  "notes": null,
  "elementsJson": [
    "headline_text",
    "paragraph",
    "quote_block",
    "headshot"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a168-8c12e48d4bd6/20",
  "deckHref": "/decks/019dd923-5de0-76bd-a168-8c12e48d4bd6",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a168-8c12e48d4bd6.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a168-8c12e48d4bd6#slide-20",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Insurtechs are facing growing competition from internal development teams within insurers who are now directly leveraging AI.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-0a69-7442-b405-c7f78f60e985",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.11,
        "w": 0.06,
        "x": 0.72,
        "y": 0.58
      },
      "kind": "image",
      "text": "Ram Menon, Global Lead of Deal Advisory, Insurance, KPMG in the US",
      "attrs": null,
      "subkind": "headshot",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9ce3980d-4971-4104-9c89-8cdb4db6874a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.31,
        "x": 0.66,
        "y": 0.02
      },
      "kind": "other",
      "text": "Global insights | Fintech segments | Regional insights",
      "attrs": null,
      "subkind": "unclassified",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "03ccc3ae-b961-4dd0-9f17-100e0e5ed307",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.46,
        "w": 0.315,
        "x": 0.048,
        "y": 0.195
      },
      "kind": "paragraph",
      "text": "Enablement continues to be the primary focus of insurtechs. In H1'25, industry enablement continued to be the key focus of investment in the insurtech space...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7f57a635-2a2f-42bf-9509-cf08d65c2bcb",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.605,
        "w": 0.315,
        "x": 0.353,
        "y": 0.195
      },
      "kind": "paragraph",
      "text": "AI is driving a large portion of investment in insurtech, but competition is fierce. Al was a major factor in driving investment into the insurtech space during H1'25...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a89444dc-3ae4-4735-8a1f-702166536d40",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.72,
        "y": 0.305
      },
      "kind": "quote",
      "text": "Insurtechs are facing growing competition from internal development teams within insurers who are now directly leveraging AI. To remain competitive, startups need to demonstrate clear intellectual property, proven use cases, and tangible value beyond just AI capabilities.",
      "attrs": null,
      "subkind": "testimonial",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0ea735e4-0427-4f71-99f6-a32ce3c8a30e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "quote",
      "text": "Insurtechs are facing growing competition from internal development teams within insurers who are now directly leveraging AI. To remain competitive, startups need to demonstrate clear intellectual property, proven use cases, and tangible value beyond just AI capabilities. Many insurers are already partnering with major AI providers, so for insurtechs to stand out, a differentiated and compelling value proposition is essential. — Ram Menon, Global Lead of Deal Advisory, Insurance, KPMG in the US",
      "attrs": null,
      "subkind": null,
      "toolName": "Authority citation",
      "toolSlug": "authority-citation",
      "confidence": null,
      "componentId": "019dd952-0a69-7442-b405-cb76f464c324",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.135,
        "w": 0.505,
        "x": 0.048,
        "y": 0.055
      },
      "kind": "title",
      "text": "Fintech segments — Insurtech",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5ac0635f-233c-4a4f-861a-43dfe4708690",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 59,
      "from": 10,
      "beatId": "82107c4b-8e4e-43e4-add2-512d82d4570a",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The report provides satisfaction through detailed insights and trends on fintech sectors and regions.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 21,
      "from": 19,
      "name": "Zoom In",
      "slug": "06-zoom-in",
      "bestFor": "Technical deep-dives, case studies, detailed analysis",
      "matchId": "c6417607-ec78-4905-9176-815694780d85",
      "evidence": "The report zooms in on the insurtech sector, providing specific insights and trends.",
      "position": 1,
      "objective": "What are the key trends in the insurtech sector?",
      "structure": "The Big Picture -> Key Area of Focus -> Specific Detail -> Implication",
      "confidence": 0.7,
      "description": "Start broad, then progressively focus on specific details that prove your point"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}