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  "documentTitle": "Homeowner availability study",
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      "text": "The industry as a whole has been growing (at a generally declining pace) since 2020. However, outside of the top 5 carrier groups, exposures have been materially shrinking since 2020-Q4.",
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      "text": "Source: Colorado “Homeowners MP” data surveyed from carriers as-of October 2022, filtered on “Homeowners” policy type, Oliver Wyman Analysis",
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