{
  "docId": "019dd923-5de0-76bd-a168-65bec1516111",
  "docSlug": "a2f1facf95cc25f9",
  "documentTitle": "Homeowner availability study",
  "authorId": "OliverWyman",
  "authorName": "Oliver Wyman",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 44,
  "pageCount": 53,
  "prevPage": 43,
  "nextPage": 45,
  "slideType": "appendix_methodology",
  "function": "establish_context",
  "density": "overcrowded",
  "nDataPoints": 1,
  "notes": "Oliver Wyman branding present.",
  "elementsJson": [
    "headline_text",
    "paragraph",
    "bullet_list",
    "icon_grid"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a168-65bec1516111/44",
  "deckHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111#slide-44",
  "components": [
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.53,
        "y": 0.475
      },
      "kind": "list",
      "text": "Identify practices currently in place to limit coverage. Understand the recent trends in pricing sophistication, primarily as it relates to wildfire models. Identify the impact of recent wildfire activity on methodologies.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0236116e-a9a0-46f6-be5c-0701019b7a91",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.53,
        "y": 0.69
      },
      "kind": "list",
      "text": "Current underwriting & pricing methodologies. Impact of reinsurance agreements on prices. Third-party vendors: CAT models & reconstruction costs. Perspective on availability & stability programs.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "09b8d853-1a22-4ff3-9e68-2388f9460e9c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.45,
        "x": 0.03,
        "y": 0.82
      },
      "kind": "list",
      "text": "Premiums & Exposures: On a written, earned & in-force basis. Losses: On an accident-month basis.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "727ba83f-c804-4b38-b228-220a4bcea401",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.03,
        "y": 0.475
      },
      "kind": "list",
      "text": "Obtain a timely snapshot of industry trends, as it was anticipated that the situation is evolving quickly. Identify which areas of the state are the most problematic, if applicable.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9fd16712-8b70-4118-8b5a-abc352e57a68",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.45,
        "x": 0.03,
        "y": 0.65
      },
      "kind": "list",
      "text": "Homeowners Multi-Peril policies only, broken down by policy type. Data Fields readily available in carriers' standard reporting frameworks.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fd31de2a-e222-44f0-899e-95610c629f01",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.85,
        "x": 0.03,
        "y": 0.21
      },
      "kind": "paragraph",
      "text": "The survey was sent to all subject companies on November 21, 2022, with a response deadline on December 16, 2022:",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "97024de5-950e-4ab5-9929-98de43d323d7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.94,
        "x": 0.03,
        "y": 0.11
      },
      "kind": "paragraph",
      "text": "All companies writing more than $5M direct Homeowners premiums in Colorado in 2021 were subject to this data call",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ac3f50b4-00be-42c2-a83a-d86c6049a040",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.22,
        "x": 0.03,
        "y": 0.05
      },
      "kind": "title",
      "text": "DATA COLLECTED",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "407afa2d-bdd2-4b52-b3d7-7392506ac9d3",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Data Story Arc",
      "slug": "data-story-arc",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "0ca2beca-73d7-4481-82f0-671dfb75e911",
      "evidence": "list/bullet: Identify practices currently in place to limit coverage. Understand the recent trends in pricing sophistication, primarily as it relates to wildfire models.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}