{
  "docId": "019dd923-5de0-76bd-a168-65bec1516111",
  "docSlug": "a2f1facf95cc25f9",
  "documentTitle": "Homeowner availability study",
  "authorId": "OliverWyman",
  "authorName": "Oliver Wyman",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 39,
  "pageCount": 53,
  "prevPage": 38,
  "nextPage": 40,
  "slideType": "geographic_map",
  "function": "establish_context",
  "density": "overcrowded",
  "nDataPoints": 7,
  "notes": "Includes a callout box highlighting the lack of plans in western states and potential for collaboration.",
  "elementsJson": [
    "headline_text",
    "bullet_list",
    "map",
    "callout_box",
    "pie_chart",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a168-65bec1516111/39",
  "deckHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a168-65bec1516111#slide-39",
  "components": [
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.51,
        "y": 0.625
      },
      "kind": "callout",
      "text": "Several states in the western region (at risk of wildfires) do not have a residual market plan for property. (MT, ID, WY, NV, UT, CO, AZ, AK). This creates a potential opportunity to collaborate with other states if CO develops a Plan.",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "16494e80-2e1d-42e1-bed7-68ff18c4e7b9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.2,
        "x": 0.75,
        "y": 0.6
      },
      "kind": "chart",
      "text": "2020 Habitational Premium Volume in Residual Market Plans",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8c378f40-9e2a-4992-bf16-f9ac9e3dc5f9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.4,
        "x": 0.03,
        "y": 0.365
      },
      "kind": "image",
      "text": "US map showing states with and without residual market plans",
      "attrs": null,
      "subkind": "map",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1ed9d0cf-667b-4c25-83c3-d6aa37cb6345",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.51,
        "y": 0.21
      },
      "kind": "list",
      "text": "The first residual market plans were created to cover perils related to civil unrest in urban areas... Subsequently, numerous other residual market plans were created... Residual market plans were generally established by legislation... Size and market share varies widely.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "40045907-27d5-40b4-8c30-a8ea00c269f1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "2020 Habitational Premium Volume: $1.1B",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-d9f0-7525-9c49-80c191483b24",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.12,
        "w": 0.4,
        "x": 0.03,
        "y": 0.21
      },
      "kind": "paragraph",
      "text": "33 jurisdictions have Residual Market Plans for Property. These Plans provide a market for difficult-to-insure risks. Many of these plans are commonly referenced as FAIR Plans – (Fair Access to Insurance Requirements)",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6c7f1632-f022-4306-8ff5-e9a19df28efe",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.45,
        "x": 0.51,
        "y": 0.16
      },
      "kind": "paragraph",
      "text": "History and Objectives of Property Residual Market Plans",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b0996bba-6c69-4bc7-80e8-0b5293fccf74",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.5,
        "x": 0.03,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "Source: “2022 Compendium of Property Insurance Plans” by The Property Insurance Plans Service Office, Inc. © Oliver Wyman",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8d6d5497-6392-4c68-8405-99d1559acdb6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.03,
        "y": 0.04
      },
      "kind": "title",
      "text": "PROPERTY RESIDUAL MARKET PLANS",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fc6678b1-0d0e-4af8-b0e3-d65bd10a58a5",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "2020 Habitational Premium Volume",
      "numberRaw": "$1.1B",
      "numberKind": "money",
      "actionTitle": null,
      "calloutText": "Several states in the western region (at risk of wildfires) do not have a residual market plan for property. (MT, ID, WY, NV, UT, CO, AZ, AK). This creates a potential opportunity to collaborate with other states if CO develops a Plan.",
      "numberScale": "b",
      "numberValue": 1.1,
      "metricFamily": "other",
      "numberCurrency": "$"
    }
  ],
  "tools": [
    {
      "name": "Audience Definition",
      "slug": "audience-definition",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "682ab41c-8694-456c-a293-29a27d94ee01",
      "evidence": "33 jurisdictions have Residual Market Plans for Property. These Plans provide a market for difficult-to-insure risks.",
      "confidence": 0.7
    },
    {
      "name": "Map / spatial",
      "slug": "map-spatial",
      "agent": null,
      "layer": "slide",
      "matchId": "336dc261-5842-40cf-88b8-ddd4b8cb4e45",
      "evidence": "image/map: US map showing states with and without residual market plans",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 42,
      "from": 38,
      "beatId": "895e8229-36e3-4373-9a26-9017edef0aa4",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Impact & Next Steps",
      "beatSlug": "consultants-gambit-impact-next-steps",
      "evidence": "The document provides key takeaways from industry surveys and market considerations.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}