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  "documentTitle": "Homeowner availability study",
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  "notes": "The map uses a purple-to-white color scale to represent growth vs shrinkage. Blue and yellow boxes highlight specific regions of interest.",
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      "text": "Correlation with wildfire bands: The correlation with wildfire risk is a lot less clear when looking at the growth/shrinkage in written units. Pockets of shrinkage are frequently found outside the bands, sometimes even quite far from them.",
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      "text": "Shrinkage observed in urban areas and other low-risk areas: One very notable difference between wildfire risk and variations in written units is the situation in urban areas. A lot of purple (shrinkage) can be observed inside Denver and Colorado Springs, although the wildfire exposure is very low.",
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      "text": "The correlation with wildfire risk is a lot less clear when looking at the growth/shrinkage in written units.",
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      "text": "Variation in written units by ZIP Code – 2022 year-to-date",
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      "text": "Source: Colorado “Homeowners MP” data surveyed from carriers as-of October 2022, filtered on “Homeowners” policy type, ESRI dataset of U.S. ZIP Codes (from ArcGIS), Oliver Wyman Analysis",
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