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      "text": "Offset by some growing carrier groups: Industry level exposures are still growing year-over-year as of October 2022.",
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      "text": "Most carriers are shrinking: 76% of carrier groups have written fewer policies than last year; 32% are down more than 10%.",
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      "text": "Source: Colorado “Homeowners MP” data surveyed from carriers as-of October 2022, filtered on “Homeowners” policy type, Oliver Wyman Analysis",
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