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  "documentTitle": "Homeowner availability study",
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  "authorName": "Oliver Wyman",
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  "notes": "The map uses a color gradient to represent population density per square mile, with a callout box explaining the implications for insurance risk.",
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      "kind": "callout",
      "text": "Proximity with densely populated areas: This map highlights that the easternmost band of wildfire risks runs very close to the densely populated areas of Fort Collins, Denver & Colorado Springs.",
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      "kind": "callout",
      "text": "As such, in the event where insurance carriers would be reassessing their appetite for wildfire risk, this could have an impact on a material group of Colorado homeowners.",
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      "text": "Map of Colorado population density by ZIP code",
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      "text": "Population per square mile",
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      "text": "Most of Colorado's large cities lie on the north-south axis right beside the wildfire band.",
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      "text": "Source: ESRI dataset of U.S. ZIP Codes (from ArcGIS), Oliver Wyman Analysis",
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      "kind": "title",
      "text": "COLORADO POPULATION DENSITY",
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