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      "text": "Section, Description, Page; 01 - Executive Summary, Background & key findings, 3; 02 - State of the Market, Industry profitability trends over time & across states, 12; 03 - Wildfire Exposure in Colorado, Assessment of the wildfire risk in Colorado, 16; 04 - Quantitative Analysis: Availability & Affordability, Assessment of trends in insurance data surveyed from carriers, 24; 05 - Qualitative Analysis: Pricing, Underwriting & Availability Programs, Assessment of trends in carrier pricing & underwriting practices; Review of existing property risk sharing programs, 37; 06 - Appendix: Industry Survey Methodology, Description of data surveyed & collected, 43; 07 - Disclaimers and Limitations, Data limitations, Qualifications, Assumptions, & Limiting conditions, 49",
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