{
  "docId": "019dd923-5de0-76bd-a167-9f66e053a8fa",
  "docSlug": "95da352d9a7c7e13",
  "documentTitle": "The Best Service Providers for Commercial Banks, 2025",
  "authorId": "Accenture",
  "authorName": "HFS",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 15,
  "pageCount": 25,
  "prevPage": 14,
  "nextPage": 16,
  "slideType": "executive_summary",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 5,
  "notes": "The slide uses the HFS Horizons framework to categorize service providers and bank maturity.",
  "elementsJson": [
    "headline_text",
    "numbered_list",
    "paragraph"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a167-9f66e053a8fa/15",
  "deckHref": "/decks/019dd923-5de0-76bd-a167-9f66e053a8fa",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a167-9f66e053a8fa.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a167-9f66e053a8fa#slide-15",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "The seven (7) Horizon 3 leaders are Accenture, Cognizant, Deloitte, EY, HCLTech, Infosys, and TCS in alphabetical order.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-a673-77f6-86a0-44ad40bcb211",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "framework",
      "text": "HFS Horizons",
      "attrs": null,
      "subkind": "instance",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "266b2e10-5a4a-45c6-ab4b-6268d99dba50",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "framework",
      "text": "Three Horizons",
      "attrs": null,
      "subkind": null,
      "toolName": "Structuring frame",
      "toolSlug": "structuring-frame",
      "confidence": null,
      "componentId": "019dd951-a673-77f6-86a0-4dcfb6c70105",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.65,
        "w": 0.22,
        "x": 0.04,
        "y": 0.22
      },
      "kind": "list",
      "text": "1. Horizon 3 service providers revealed\n2. What commercial banks need from service providers\n3. How service providers are meeting the needs of commercial banks",
      "attrs": null,
      "subkind": "numbered",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "48d793f1-0eaf-4caf-9374-82086dc5431a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Service providers assessed: 22",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-a673-77f6-86a0-48f9c8d7abad",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.22,
        "w": 0.68,
        "x": 0.28,
        "y": 0.22
      },
      "kind": "paragraph",
      "text": "We assessed 22 service providers across their value propositions... The seven (7) Horizon 3 leaders are Accenture, Cognizant, Deloitte, EY, HCLTech, Infosys, and TCS...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "56cc1e50-8f5c-44de-ad89-7cafef345b75",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.68,
        "x": 0.28,
        "y": 0.45
      },
      "kind": "paragraph",
      "text": "The HFS Horizons model aligns closely with enterprise maturity... Respondents indicated that the primary value realized today is largely Horizon 1—functional digital transformation focused on digital and optimization outcomes (54%)...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8b0d15da-bd69-4c12-90c6-6ebba60a30d2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.22,
        "w": 0.68,
        "x": 0.28,
        "y": 0.71
      },
      "kind": "paragraph",
      "text": "As commercial banks evolve and mature across the Horizons, service providers are on point to support these ever-changing needs... Modernization, CX, and risk and regulatory compliance ranked as the top solutions...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "98e156f2-80c9-47b0-a7c7-a513517eca7e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.28,
        "x": 0.04,
        "y": 0.06
      },
      "kind": "title",
      "text": "Executive summary",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "743b24f8-fe69-4552-8bbb-503dda0997e6",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "Service providers assessed",
      "numberRaw": "22",
      "numberKind": "plain",
      "actionTitle": null,
      "calloutText": "The seven (7) Horizon 3 leaders are Accenture, Cognizant, Deloitte, EY, HCLTech, Infosys, and TCS in alphabetical order.",
      "numberScale": null,
      "numberValue": 22,
      "metricFamily": "other",
      "numberCurrency": null
    }
  ],
  "tools": [
    {
      "name": "Pyramid Principle",
      "slug": "pyramid-principle",
      "agent": "Architect",
      "layer": "block",
      "matchId": "019dd95a-0e8a-77b7-b1ff-f2ce32e69411",
      "evidence": "Top-line callout names the leaders before supporting detail",
      "confidence": 65
    },
    {
      "name": "SCQA Framework",
      "slug": "scqa-framework",
      "agent": "Architect",
      "layer": "block",
      "matchId": "019dd95a-0e8a-77b7-b1ff-efc74601d908",
      "evidence": "Exec summary opens with situation, complication, then answer (the leaders)",
      "confidence": 60
    },
    {
      "name": "Credibility Transfer",
      "slug": "credibility-transfer",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "019dd95a-0e8a-77b7-b1ff-e96a1d17d932",
      "evidence": "Names the 7 H3 leaders explicitly to anchor authority",
      "confidence": 75
    },
    {
      "name": "HFS Horizons",
      "slug": "hfs-horizons",
      "agent": null,
      "layer": "slide",
      "matchId": "5bd72cfc-344c-4ebe-9b15-8468f8e675b3",
      "evidence": "The seven (7) Horizon 3 leaders are Accenture, Cognizant, Deloitte, EY, HCLTech, Infosys, and TCS",
      "confidence": 0.9
    },
    {
      "name": "Three horizons (McKinsey)",
      "slug": "three-horizons",
      "agent": null,
      "layer": "slide",
      "matchId": "bd6cda5c-9521-4edb-b93b-f4afec2f9034",
      "evidence": "The HFS Horizons model aligns closely with enterprise maturity",
      "confidence": 0.9
    }
  ],
  "frameworks": [
    {
      "name": "hfs-horizons",
      "slug": null,
      "matchId": "f7f98405-e21f-4818-b10c-509745150e33",
      "evidence": "Mentioned in text and footer",
      "confidence": 1
    },
    {
      "name": "HFS Horizons",
      "slug": null,
      "matchId": "019dd95a-1ca5-70bb-bb9e-e44cfde21057",
      "evidence": "Callout names the seven H3 leaders by horizon classification",
      "confidence": 80
    }
  ],
  "arcBeats": [
    {
      "to": 20,
      "from": 14,
      "beatId": "019dd95a-0682-776c-8e31-d925cb2b923b",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Evidence & Proof",
      "beatSlug": "consultants-gambit-evidence-proof",
      "evidence": "Exec summary, market dynamics data, trends, Horizons results grid",
      "position": 4,
      "confidence": 90,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    },
    {
      "to": 17,
      "from": 14,
      "beatId": "019dd95a-0682-776c-8e31-e49ff1e10f64",
      "arcName": "The Triple Take",
      "arcSlug": "triple-take",
      "beatName": "The Implications (So What)",
      "beatSlug": "triple-take-the-implications-so-what",
      "evidence": "Exec summary + dynamics show shift toward H2/H3",
      "position": 2,
      "confidence": 60,
      "parentBeatName": "Reflection",
      "parentBeatSlug": "reflection"
    }
  ],
  "loops": [
    {
      "to": 17,
      "from": 15,
      "name": "Aha Moment",
      "slug": "03-aha-moment",
      "bestFor": "Data-heavy sections, research findings, analytical arguments",
      "matchId": "019dd95a-07fe-70ce-8d39-bb46547dcc54",
      "evidence": "p.16 bubble chart shows 11%->23% H3 and 54%->51% H1 over two years; p.17 connects to provider response.",
      "position": 3,
      "objective": "Reveal that banks shift value expectations from H1 to H2/H3",
      "structure": "The Problem/Question -> What the Data Shows -> The Insight",
      "confidence": 75,
      "description": "Establish a tension, present data, then deliver the insight that changes everything"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}