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  "documentTitle": "The generative AI advantage in financial services",
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      "text": "Banks, in particular, struggle with the technical debt of outdated systems, processes, and technologies. These legacy systems limit the ability to innovate and adapt to changing market conditions.",
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      "text": "Banks can also face organizational barriers that limit their agility versus fintech startups. As a result, they may struggle to keep pace with the rapid innovation and product development cycles of cloud-native and AI-native startups.",
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      "text": "One of the biggest concerns among financial services leaders is the state of their current technology and data systems. Nearly 40 percent of financial services executives say their organization's IT/digital infrastructure is at a low or medium level.",
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      "text": "Source: KPMG Generative AI surveys, March and June 2023",
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      "text": "Exhibit 1: Financial services executives' evolving views on the impact of generative AI at the workplace",
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