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  "documentTitle": "2023 EU Wide EBA Stress Test Our First Glance at Results",
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  "authorName": "Alvarez & Marsal",
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  "notes": "The chart uses a stacked bar format to show post-stress CET1 levels against a minimum threshold, with annotations for capital flexibility.",
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      "text": "Capital Flexibility; 5.5% Minimum; Capital Shortfall",
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      "text": "2023 EBA Stress Test impact shows less capital depletion compared to ST'21 (measured as 2022 CET1 to adverse FL) (459bps vs. 485bps). Also, capital flexibility shows better results (488bps vs. 466bps).",
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      "kind": "title",
      "text": "1. EBA Stress Test Impacts",
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