{
  "docId": "019dd923-5de0-76bd-a166-4639ceb45acc",
  "docSlug": "ef9df0a0eb7b2897",
  "documentTitle": "2023 EU Wide EBA Stress Test Our First Glance at Results",
  "authorId": "misc",
  "authorName": "Alvarez & Marsal",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 5,
  "pageCount": 33,
  "prevPage": 4,
  "nextPage": 6,
  "slideType": "data_table",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 10,
  "notes": "Includes a comparison table of best/worst performers and a list of impact drivers.",
  "elementsJson": [
    "headline_text",
    "data_table",
    "bullet_list",
    "icon_grid"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5de0-76bd-a166-4639ceb45acc/5",
  "deckHref": "/decks/019dd923-5de0-76bd-a166-4639ceb45acc",
  "deckJsonHref": "/decks/019dd923-5de0-76bd-a166-4639ceb45acc.json",
  "deckAnchorHref": "/decks/019dd923-5de0-76bd-a166-4639ceb45acc#slide-5",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Lower depletion despite a more severe scenario.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-fef4-703e-8523-06681759ce4a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.9,
        "x": 0.05,
        "y": 0.68
      },
      "kind": "list",
      "text": "Breakdown of depletion drivers: Credit Risk, Market Risk, Conduct, NII, and NFCI.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "07460144-2766-4167-9195-63f8f5204827",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.9,
        "x": 0.05,
        "y": 0.5
      },
      "kind": "list",
      "text": "Key findings on G-SIBs, country rankings, and bank rankings.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6ee16b06-a1cb-4358-90b0-2867794b0df3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "CET1 fully loaded adverse depletion: -459bps",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-fef4-703e-8523-0bcfb10dfd58",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.9,
        "x": 0.05,
        "y": 0.26
      },
      "kind": "table",
      "text": "Capital Depletion table showing All Banks, G-SIBs, Worst/Best Countries, and Worst/Best Banks.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "88bfe0be-8273-4479-8bf2-fe0042008c23",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.9,
        "x": 0.05,
        "y": 0.07
      },
      "kind": "title",
      "text": "2023 EBA Stress Test capital depletion decreased compared to depletion observed in last EBA Stress Test 2021 (459bps vs. 485bps Fully Loaded).",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "14c5d716-27a6-4b50-bfe8-afeb0894db46",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.3,
        "x": 0.05,
        "y": 0.03
      },
      "kind": "title",
      "text": "1. EBA Stress Test Impacts",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "08785688-2bc9-40d6-89e3-4f2b3223174d",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 13,
      "from": 5,
      "beatId": "9a91248b-110b-469f-bdab-fa891005a70f",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Problem & Complication",
      "beatSlug": "consultants-gambit-problem-complication",
      "evidence": "The data tables and comparison tables present the challenges and complications revealed by the EBA Stress Test.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 10,
      "from": 5,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "00b7bbff-f3d4-4f78-934d-5c9153c65326",
      "evidence": "The data tables and comparison tables demonstrate the implications of inaction.",
      "position": 0,
      "objective": "Highlighting the costs of inaction in terms of capital depletion and potential distribution",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}