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      "text": "Executive summary 4\nProposed ERR scalars 5\nSummary of design decisions 6\nAppendix A: Project timeline 18\nAppendix B: Process for data collection 20\nAppendix C: Solvency operating levels by country 24\nAppendix D: Country-specific detailed analysis 26\nAppendix E: Oliver Wyman contact information 33",
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