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  "authorName": "Oliver Wyman",
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  "notes": "Data table shows Assets (2022) and LICAT/LIMAT ratios (2018-2022) for Canadian/Foreign Life/Fraternal entities.",
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      "text": "Our proposed approach for company inclusion is to include the total market, including foreign and fraternal companies.",
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      "text": "Our proposed approach for company inclusion is to include the total market, including foreign and fraternal companies. Most comprehensive view of Canadian insurance industry solvency. Solvency levels not materially different between Total view and Canadian/Life-only view. Confirmed that supervisory intervention levels are the same between LICAT and LIMAT.",
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      "text": "Canadian insurance regulator (OSFI) website has detailed financial information available on a company-by-company basis, as well as on an aggregate basis. Various entity splits are available: Domestic vs. Foreign; Life vs. Fraternal.",
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