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      "text": "These new users have overcome the initial inertia of going digital and are unlikely to revert to previous habits — this behaviour is here to stay.",
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      "text": "Digital payments are really accelerating now. Q1 this year was our strongest quarter ever with increasing usage and adoption even by more senior populations. Moving ahead, online and contactless payments will be limited just by regulations now, as consumers have shown willingness to adopt.",
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