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  "documentTitle": "Turkish NPL Purchasing Market Overview and the way forward",
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  "notes": "The chart highlights a significant shift toward SME and Corporate loans within the Stage II portfolio over the 12-year period.",
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      "text": "From 2008 to 2020, the majority of Stage-2 loans consist of SME and corporate loans and its share increased gradually, reaching 89.2% in 2020.",
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      "kind": "chart",
      "text": "Bank Stage II Loan Volume by Asset Type, 2008-2020 [TRY bn]",
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      "text": "TRY bn: 362.7",
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      "text": "From 2008 to 2020, the majority of Stage-2 loans consist of SME and corporate loans and its share increased gradually, reaching 89.2% in 2020 (see Exhibit 5). The growth rate of Stage 2 loans have stayed above loan growth despite the forbearance measures put forth by the BRSA. These measures are expected to end in June 2021. Accordingly, if the measures are not extended for another term by BRSA we might expect a further increase in Stage-2 and NPL portfolio in the second half of 2021.",
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      "text": "Source: BRSA, BAT, Strategy& analysis",
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      "text": "Bank Stage II Loan Volume by Asset Type",
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