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  "documentTitle": "Turkish NPL Purchasing Market Overview and the way forward",
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      "text": "The Economic Reform Package announced by the Turkish government (March 12, 2020) has solid implications regarding problematic loans and the AMCs. Under the section related to the planned increase in the asset quality of the banking sector, it is stated that; (i) necessary incentives and precautionary mechanisms will be established to remove NPLs from the balance sheet through methods such as sales to AMCs and deletion from assets, (ii) the loans in the close monitoring and non-performing loans group will be transferred off-balance sheet by making a legislative amendment for securitization, (iii) the Loan Lifecycle Project (Kredi Yaşam Döngüsü Projesi) will be implemented, (iv) operational restructuring and firm rehabilitation functions will be established in the banking sector for loans under close monitoring (Stage-2 loans), (v) Efforts will be made to establish Venture Capital Investment Funds for the rehabilitation of those who have the potential to generate added value and create employment among problem loans. Under the section related to the capacity-strengthening of AMCs, it is stated that (i) legal infrastructure will be created for AMCs to operate in a stronger structure; (ii) in order to create a competitive and institutional structure in the sector, the exemption of stamp duties, fees and Resource Utilization Support Fund deduction granted to AMCs for five years will be made indefinite; and (iii) AMCs will be able to become a member of the Association of Financial Institutions.",
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