{
  "docId": "019dd923-5ddf-7308-8fca-1c8596c2022a",
  "docSlug": "c91b5cdc678a78c7",
  "documentTitle": "Insurance landscape evolution and emergence of MGA/ MGU model",
  "authorId": "RolandBerger",
  "authorName": "Roland Berger",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.445,
  "pageNumber": 35,
  "pageCount": 39,
  "prevPage": 34,
  "nextPage": 36,
  "slideType": "case_study",
  "function": "illustrate_case",
  "density": "overcrowded",
  "nDataPoints": 4,
  "notes": "The slide uses a structured layout to contrast internal company strengths with external market drivers.",
  "elementsJson": [
    "headline_text",
    "bullet_list",
    "callout_box",
    "logo_grid",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ddf-7308-8fca-1c8596c2022a/35",
  "deckHref": "/decks/019dd923-5ddf-7308-8fca-1c8596c2022a",
  "deckJsonHref": "/decks/019dd923-5ddf-7308-8fca-1c8596c2022a.json",
  "deckAnchorHref": "/decks/019dd923-5ddf-7308-8fca-1c8596c2022a#slide-35",
  "components": [
    {
      "bbox": {
        "h": 0.55,
        "w": 0.22,
        "x": 0.75,
        "y": 0.32
      },
      "kind": "callout",
      "text": "External factors: Increasing expat population in Thailand and mandatory health insurance requirements.",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b43187c7-c67f-4ee9-aec7-10f81f3e878e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "callout",
      "text": "There is an increasing expat population in Thailand, especially among the Chinese, which doubled in size from 2011 to 2016, with the average expat's income increasing by 28k USD in 2018",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-e590-72ba-a108-f6621f47583f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.07,
        "y": 0.93
      },
      "kind": "disclaimer",
      "text": "1) Coverage requires a minimum of THB 40,000 for out-patient and THB 400,000 for in-patient medical bill coverage",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b683725d-4cd8-47ee-accc-20f5fdeff698",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.031,
        "w": 0.136,
        "x": 0.818,
        "y": 0.248
      },
      "kind": "image",
      "text": "Luma",
      "attrs": null,
      "subkind": "logo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e53ca55d-b6f8-410f-bf52-19764f6cd0fa",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.45,
        "x": 0.27,
        "y": 0.32
      },
      "kind": "list",
      "text": "Key success factors: Value-for-money offerings via digital channels and focus on expats.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5dfe872d-68e1-4c5a-ae03-f6686c6a3a81",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.45,
        "w": 0.16,
        "x": 0.09,
        "y": 0.32
      },
      "kind": "list",
      "text": "Overview of Luma Health including founding year, focus areas, and geographic presence.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c4c531c0-bbbd-4213-ada6-e59b89d9b15f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.25,
        "x": 0.07,
        "y": 0.97
      },
      "kind": "source-note",
      "text": "Source: Luma Health, The Nation, Roland Berger",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "88acc284-1083-4dbf-9719-e3c546029c01",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.85,
        "x": 0.07,
        "y": 0.1
      },
      "kind": "title",
      "text": "A smaller startup has also seen success in the MGA market with both internal and external factors contributing to its growth",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ce246f4b-97df-495c-9720-488f847f0f3a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.25,
        "x": 0.07,
        "y": 0.24
      },
      "kind": "title",
      "text": "Case study on Luma Health",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e5b76103-9ec6-42e3-83ac-99b253ba6da6",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Emotional Appeal",
      "slug": "emotional-appeal",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "262b2494-52f5-416f-9eee-13870405ac29",
      "evidence": "There is an increasing expat population in Thailand, especially among the Chinese, which doubled in size from 2011 to 2016, with the average expat's income increasing by 28k USD in 2018",
      "confidence": 0.6
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 37,
      "from": 26,
      "beatId": "d5a35582-d87e-4150-9106-27f91ccd6bd5",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Solution & Approach",
      "beatSlug": "consultants-gambit-solution-approach",
      "evidence": "The document provides perspectives and key questions for the MGA/MGU market.",
      "position": 4,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}