{
  "docId": "019dd923-5ddf-7308-8fca-00df25d34319",
  "docSlug": "a61a52e152e8900c",
  "documentTitle": "FinTechs in Europe – Challenger and Partner",
  "authorId": "RolandBerger",
  "authorName": "Roland Berger",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.445,
  "pageNumber": 21,
  "pageCount": 37,
  "prevPage": 20,
  "nextPage": 22,
  "slideType": "data_table",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 15,
  "notes": "Grades A-E represent a scale where A is highest and E is lowest.",
  "elementsJson": [
    "headline_text",
    "bar_chart_vertical",
    "callout_box"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ddf-7308-8fca-00df25d34319/21",
  "deckHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319",
  "deckJsonHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319.json",
  "deckAnchorHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319#slide-21",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Banks struggle with their structures",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-e58e-76cb-be67-46e66c0f6a2a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.07,
        "y": 0.58
      },
      "kind": "chart",
      "text": "Readiness of insurers for digitization",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0a096420-be8a-4eea-aead-7f6e278b7c9d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.07,
        "y": 0.4
      },
      "kind": "chart",
      "text": "Readiness of banks for digitization",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "601514ca-cde7-438e-9b84-e17bc074d521",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.07,
        "y": 0.76
      },
      "kind": "chart",
      "text": "Capability of FinTechs to serve customer needs",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "aef5961e-3893-4d0d-908f-5cf47181c306",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.5,
        "w": 0.35,
        "x": 0.58,
        "y": 0.32
      },
      "kind": "list",
      "text": "Survey comments: Banks struggle with their structures; Most of them are way behind the curve; ... gone in 5-10 years if they don't change their business model now; Many needs are being addressed",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "cd60dee6-a1bc-40ac-bb64-23cf1df6a162",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Confidence score: 51%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-e58e-76cb-be67-495d7a2b6a1b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.2,
        "x": 0.07,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "1) A: highest grade, E: lowest grade. Source: Roland Berger",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "befbc3d2-b478-4d57-abb4-d392a87ac6c7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.85,
        "x": 0.07,
        "y": 0.11
      },
      "kind": "title",
      "text": "The majority of the surveyed FinTechs are very confident that they serve customer needs and that incumbents are behind on digitization",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bbc6bd0f-e5fb-4117-9098-7747eb237ea1",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Data-Ink Ratio",
      "slug": "data-ink-ratio",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "1bd2baac-6fc2-47b9-9bb7-34ce912d45ee",
      "evidence": "The slide contains a table and bar charts with data, which suggests an emphasis on data visualization and efficient use of ink.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 35,
      "from": 21,
      "beatId": "1d2e2878-8063-48cc-9465-eb204d9b3e73",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Impact & Next Steps",
      "beatSlug": "consultants-gambit-impact-next-steps",
      "evidence": "discussion of implications and future developments",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [
    {
      "to": 35,
      "from": 21,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "b79fe475-c79e-4f3d-ac2b-04cc42bbe854",
      "evidence": "discussion of the need for incumbents to adapt to the changing FinTech landscape",
      "position": 1,
      "objective": "The cost of inaction for incumbents",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}