{
  "docId": "019dd923-5ddf-7308-8fca-00df25d34319",
  "docSlug": "a61a52e152e8900c",
  "documentTitle": "FinTechs in Europe – Challenger and Partner",
  "authorId": "RolandBerger",
  "authorName": "Roland Berger",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.445,
  "pageNumber": 15,
  "pageCount": 37,
  "prevPage": 14,
  "nextPage": 16,
  "slideType": "industry_trends",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 0,
  "notes": "The central 'Finance' label acts as a hub for the four quadrants.",
  "elementsJson": [
    "headline_text",
    "bullet_list",
    "icon_grid",
    "other"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ddf-7308-8fca-00df25d34319/15",
  "deckHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319",
  "deckJsonHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319.json",
  "deckAnchorHref": "/decks/019dd923-5ddf-7308-8fca-00df25d34319#slide-15",
  "components": [
    {
      "bbox": {
        "h": 0.08,
        "w": 0.12,
        "x": 0.82,
        "y": 0.2
      },
      "kind": "callout",
      "text": "Selected quotes",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9724f590-0c2f-431d-972c-b55ba16029e9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.85,
        "x": 0.07,
        "y": 0.3
      },
      "kind": "framework",
      "text": "2x2 matrix of FinTech drivers",
      "attrs": null,
      "subkind": "instance",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c6cdbfd4-ac6f-4764-9c79-94cd802cc33e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.35,
        "x": 0.07,
        "y": 0.32
      },
      "kind": "list",
      "text": "Demographic development: Digital affinity, Millennials, Digital natives",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1fed0a8d-66cd-4b9d-8592-b6b8b8cff659",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.35,
        "x": 0.53,
        "y": 0.32
      },
      "kind": "list",
      "text": "Technology: Blockchain, Big data, Data science, Digital identity, API models, AI",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3e4d4b43-29e8-4ab3-82fe-648fd4e9ac9c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.35,
        "x": 0.53,
        "y": 0.68
      },
      "kind": "list",
      "text": "Financial market environment: Low inflation/negative rates, Financial crisis, Consumer distrust",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "74c56acc-d3f1-4bdc-b3c0-af43edbac61b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.35,
        "x": 0.07,
        "y": 0.68
      },
      "kind": "list",
      "text": "Regulation: PSD2, Basel III, No forex fees",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ba23b609-5ebb-4644-89bb-cf4eb998fd33",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.1,
        "x": 0.07,
        "y": 0.97
      },
      "kind": "source-note",
      "text": "Source: Roland Berger",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6b8ca651-eb19-48f1-9f88-aa7749733668",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.6,
        "x": 0.07,
        "y": 0.1
      },
      "kind": "title",
      "text": "FinTechs see four main factors pushing their development",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ac609456-b960-4d0a-90ab-7fb6a296e8e0",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "2x2 matrix",
      "slug": "matrix-2x2",
      "agent": null,
      "layer": "slide",
      "matchId": "7eedcda1-4663-4c25-9b37-23cf669a8402",
      "evidence": "The slide features a 2x2 matrix of FinTech drivers categorized by factors pushing their development.",
      "confidence": 0.7
    }
  ],
  "frameworks": [
    {
      "name": "matrix-2x2",
      "slug": null,
      "matchId": "1857764e-01a1-4344-89a4-9986be5a7b9f",
      "evidence": "The slide organizes information into four distinct quadrants around a central theme.",
      "confidence": 0.9
    }
  ],
  "arcBeats": [
    {
      "to": 20,
      "from": 11,
      "beatId": "faad105c-980a-4251-b681-ce3af14368e9",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Evidence & Proof",
      "beatSlug": "consultants-gambit-evidence-proof",
      "evidence": "presentation of survey results and data analysis",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 20,
      "from": 6,
      "name": "Tale Two Worlds",
      "slug": "04-tale-two-worlds",
      "bestFor": "Competitive analysis, benchmarking, case for change",
      "matchId": "888444fa-6b13-4c3a-89e0-36ba687697bb",
      "evidence": "comparison of FinTechs and incumbents throughout the document",
      "position": 0,
      "objective": "How FinTechs and incumbents differ",
      "structure": "Current State -> Desired State / Benchmark -> The Gap & Implication",
      "confidence": 0.7,
      "description": "Show the gap between two states to drive urgency or highlight opportunity"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}