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  "documentTitle": "Barriers to FinTech innovation in the Netherlands",
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      "text": "FinTech offers innovative solutions: Cashless payments at a retailer, Peer-to-peer lending platform, Robotic trading, Online credit scoring, Alternative digital currency (Bitcoin). FinTech does not further develop existing (complex) products & services: Collateralized debt obligation, Mortgage-backed securities, Credit default swaps",
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      "text": "Financial Technology, also known as FinTech, is a line of business that uses technology to offer Financial Services products. FinTech companies often build on fully digital operations to deliver their services and have opened up both business-to-business and business-to-customer opportunities. The FinTech ecosystem encompasses all companies that engage in financial technological innovation – i.e. it is not only dedicated to startups",
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      "text": "Source: Expert interviews; Roland Berger",
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