{
  "docId": "019dd923-5ca1-7489-b63a-735f47a4f33f",
  "docSlug": "81492cf0a01adebf",
  "documentTitle": "Decoding Instant Payments Emerging Markets",
  "authorId": "PwC",
  "authorName": "PwC",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.334,
  "pageNumber": 6,
  "pageCount": 37,
  "prevPage": 5,
  "nextPage": 7,
  "slideType": "section_divider",
  "function": "transition",
  "density": "balanced",
  "nDataPoints": 0,
  "notes": "The slide uses a storytelling approach (Anil's bakery) to frame the problem of payment evolution.",
  "elementsJson": [
    "photo",
    "paragraph"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b63a-735f47a4f33f/6",
  "deckHref": "/decks/019dd923-5ca1-7489-b63a-735f47a4f33f",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b63a-735f47a4f33f.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b63a-735f47a4f33f#slide-6",
  "components": [
    {
      "bbox": {
        "h": 0.52,
        "w": 1,
        "x": 0,
        "y": 0.06
      },
      "kind": "image",
      "text": null,
      "attrs": null,
      "subkind": "photo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "68273ec2-512d-4104-9b14-96dcf2a44c24",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.3,
        "x": 0.04,
        "y": 0.62
      },
      "kind": "paragraph",
      "text": "Setting the scene\nThere is a growing trend in the developing world towards faster payment systems. Let's talk about Anil in India and Gabriela in Brazil to show how and why the world seems to be moving towards instant payments.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "80d64dd4-977c-418d-8a54-3886540b9329",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.6,
        "x": 0.35,
        "y": 0.62
      },
      "kind": "paragraph",
      "text": "Anil's bakery shop in a Tier 1 city in India\nAnil runs a small mom-and-pop store that sells local bakery items and birthday cakes. When he started his business, he relied purely on cash to receive payments from his clients. Later, as customers began having bank accounts and holding debit and credit cards, he bought a Point of Sale machine, and a significant proportion of his payments moved to digital payments. The process was generally reliable, it was very expensive and time consuming.\nAs his business grew, Anil started to receive more requests for rush orders, which required immediate payment. He was referred to try out UPI acceptance. He got a UPI QR Sound Box from a non-bank that charged him a fraction of the cost he paid for the POS provider, and he found the verbally narrated out acknowledgement of payment very convenient as it made the payment process very quick (no dipping the card or checking if payment was approved or not).",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e4a89a43-25cf-40ea-8a04-e8fab41e9bbf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.12,
        "w": 0.45,
        "x": 0.04,
        "y": 0.44
      },
      "kind": "title",
      "text": "Section 1\nUnderstanding instant payments",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "67e60aa3-4a8a-4a96-a018-bc3668db27a4",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Section divider",
      "slug": "section-divider",
      "agent": null,
      "layer": "slide",
      "matchId": "28338c35-0491-4cd1-a23c-44d3b6517daf",
      "evidence": "This slide has a title 'Section 1: Understanding instant payments' and paragraphs that introduce the section.",
      "confidence": 0.9
    }
  ],
  "frameworks": [
    {
      "name": "audience-persona",
      "slug": null,
      "matchId": "adef6fe3-08f6-4584-a91c-323fbe141d1c",
      "evidence": "Use of 'Anil' as a representative persona to illustrate a broader market trend.",
      "confidence": 0.8
    }
  ],
  "arcBeats": [
    {
      "to": 9,
      "from": 5,
      "beatId": "518986f3-5db8-4f3e-96fd-467065ad2025",
      "arcName": "Problem-Agitate-Solution",
      "arcSlug": "problem-agitate-solution",
      "beatName": "Problem & Complication",
      "beatSlug": "consultants-gambit-problem-complication",
      "evidence": "The document analyzes the complexities of instant payments ecosystems and highlights challenges.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}