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      "text": "1. Addressing: The easier it is designed for a user to route a payment... 2. Openness: The more options a user has to initiate or receive a payment... 3. Payment functionality: The more use cases a user has...",
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      "text": "This report aims to perform a comparative analysis of the Instant Payments ecosystem across four developing countries. The key findings of the report are: The factor that contributes most to the rate of adoption of instant payments seems to be its user experience; specifically in three key aspects which we collectively call: Adoption Boosters.",
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      "text": "There is a growing trend in the developing markets towards faster payment systems (i.e., instant payments). In the past six years, several emerging economies have introduced instant payments with varying degrees of success.",
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