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      "text": "1. Technology to enable investments in new markets\n2. Automation of asset allocation and wealth management\n3. Products and services for traditionally unprofitable customers\n4. Better identification and quantification of risk\n5. Community intelligence networks leading to better investment decisions\n6. Innovation to get to market and scale faster\n7. Innovation in brokerage services enabling better investment provide advanced decision support\n8. Standardisation of customer experience across all points of contact\n9. Alternative distribution and marketing channels for awareness and lead generation\n10. End user-created investment solutions\n11. Shift from technology-enabled human relationships to experiences with human support\n12. Blockchain",
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