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      "text": "Figure 19: Challenges for FinTech companies and incumbents",
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      "text": "Percentage of respondents: 50%",
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      "text": "A common challenge FinTech companies and incumbents face is regulatory uncertainty. FinTech represents a challenge to regulators, as there may be a risk of an uneven playing field between the FS and FinTech companies.",
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      "text": "Given the volume of FinTech companies, the big challenge is sorting through them to find an appropriate fit.",
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      "text": "We are willing to establish a partnership with or to acquire a FinTech company. - Head of M&A at one of the largest banks in Brazil",
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      "text": "Source: PwC Global FinTech Survey 2016",
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