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      "text": "Across sectors, all of our survey respondents expect cyber risk to cause significantly more corporate disruption in the years ahead. In the face of this new normal, companies with highly developed cyber risk management practices will enjoy a clear competitive advantage.",
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      "text": "1. The chief risk officer and chief information officer (CIO)/chief technology officer (CTO) are jointly responsible for overseeing cybersecurity and privacy risk. 2. Cybersecurity and privacy risk are managed by the CIO/CTO. 3. The CIO/CTO works with each individual business unit and function to safeguard data. 4. The company has a cross-functional cybersecurity/information risk committee.",
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