{
  "docId": "019dd923-5ca1-7489-b639-6b12903e0170",
  "docSlug": "32e0484e19423b1f",
  "documentTitle": "Emerging GenAI Use Cases Credit",
  "authorId": "McKinsey",
  "authorName": "McKinsey",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 16,
  "pageCount": 17,
  "prevPage": 15,
  "nextPage": 17,
  "slideType": "data_table",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 32,
  "notes": "The chart uses a custom dot-plot style visualization to show the number of institutions per category.",
  "elementsJson": [
    "headline_text",
    "bullet_list",
    "data_table",
    "other"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b639-6b12903e0170/16",
  "deckHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170#slide-16",
  "components": [
    {
      "bbox": {
        "h": 0.03,
        "w": 0.45,
        "x": 0.04,
        "y": 0.96
      },
      "kind": "disclaimer",
      "text": "Source: IACPM/ McKinsey Study on the Use of Generative AI in Credit Portfolio Management (Survey)",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7884ec4d-38ce-469e-a372-dc218ad0ad95",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.2,
        "x": 0.75,
        "y": 0.07
      },
      "kind": "legend",
      "text": "Mega Banks, Super Regionals, Core Regionals, Other",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6474bd72-f073-4cc7-9eaa-6cbd0253d393",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "% of institutions: 63%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-cdee-73ea-b05e-f27958cf3667",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.7,
        "w": 0.92,
        "x": 0.04,
        "y": 0.22
      },
      "kind": "table",
      "text": "Reasons for abandoning or pausing GenAI use cases categorized by relevance and institution type counts.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f775723b-b858-44dc-b97a-bf9dcc9c64ee",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.8,
        "x": 0.04,
        "y": 0.03
      },
      "kind": "title",
      "text": "Insufficient performance and complexity challenge are the top reasons noted for slowing down GenAI use cases",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9c523e57-affa-4c8f-a5f1-79a81fb92852",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "% of institutions",
      "numberRaw": "63%",
      "numberKind": "percent",
      "actionTitle": "Insufficient performance and complexity challenge are the top reasons noted for slowing down GenAI use cases",
      "calloutText": null,
      "numberScale": null,
      "numberValue": 63,
      "metricFamily": "other",
      "numberCurrency": null
    }
  ],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 17,
      "from": 15,
      "beatId": "82e3868d-3723-4acf-96c8-ab2c6f5e65e6",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Impact & Next Steps",
      "beatSlug": "consultants-gambit-impact-next-steps",
      "evidence": "The deck concludes with insights on key challenges and next steps.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [
    {
      "to": 17,
      "from": 16,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "df877742-caf0-4a08-89f6-3b5208d86821",
      "evidence": "The deck highlights the challenges and pain points institutions face in adopting GenAI use cases.",
      "position": 1,
      "objective": "What are the consequences of not adopting GenAI use cases in credit?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}