{
  "docId": "019dd923-5ca1-7489-b639-6b12903e0170",
  "docSlug": "32e0484e19423b1f",
  "documentTitle": "Emerging GenAI Use Cases Credit",
  "authorId": "McKinsey",
  "authorName": "McKinsey",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 10,
  "pageCount": 17,
  "prevPage": 9,
  "nextPage": 11,
  "slideType": "data_table",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 28,
  "notes": "The slide uses stacked bar charts to segment responses by institution type (Mega Banks, Super Regionals, Core Regionals, Other).",
  "elementsJson": [
    "headline_text",
    "bar_chart_stacked",
    "bar_chart_stacked"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b639-6b12903e0170/10",
  "deckHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b639-6b12903e0170#slide-10",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "More than 50% of institutions require understanding of internal guidelines on when and how to use the tool as a prerequisite to gain access to the tool.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-cdee-73ea-b05f-2b96727d6c30",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.45,
        "x": 0.04,
        "y": 0.25
      },
      "kind": "chart",
      "text": "~80% of the institutions have access to external GenAI solutions (number of institutions)",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3c3cf910-d4b5-43db-8ee2-4214a773264b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.45,
        "x": 0.52,
        "y": 0.25
      },
      "kind": "chart",
      "text": "More than 50% of institutions require understanding of internal guidelines on when and how to use the tool as a prerequisite to gain access to the tool (number of institutions)",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e9d6d583-6d82-415e-aaf2-b3a4be88fa5c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.45,
        "x": 0.04,
        "y": 0.96
      },
      "kind": "disclaimer",
      "text": "Source: IACPM/ McKinsey Study on the Use of Generative AI in Credit Portfolio Management (Survey)",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "12be8d23-2ee0-403d-b590-8a00a6a987c5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.2,
        "x": 0.75,
        "y": 0.12
      },
      "kind": "legend",
      "text": "Mega Banks, Core Regionals, Super Regionals, Other",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a16c3787-0fe6-4ad8-b7d4-18ca933143f9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "number of institutions: 80%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-cdee-73ea-b05f-2f9e46d60536",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.45,
        "x": 0.04,
        "y": 0.12
      },
      "kind": "subtitle",
      "text": "Question: How open is the access to external GenAI solutions [single choice] and what pre-requisites are required? [multiple choice]",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f74ada97-e7cc-47f9-8dba-27fad945f09e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.92,
        "x": 0.04,
        "y": 0.03
      },
      "kind": "title",
      "text": "Most institutions have access to external GenAI tools and require understanding of internal guidelines as a prerequisite to access them",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a83725fd-8964-4c1b-973d-d880da9190af",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "number of institutions",
      "numberRaw": "80%",
      "numberKind": "percent",
      "actionTitle": "Most institutions have access to external GenAI tools and require understanding of internal guidelines as a prerequisite to access them",
      "calloutText": "More than 50% of institutions require understanding of internal guidelines on when and how to use the tool as a prerequisite to gain access to the tool.",
      "numberScale": null,
      "numberValue": 80,
      "metricFamily": "volume_count",
      "numberCurrency": null
    }
  ],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}