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  "documentTitle": "US Credit Card Issuer Performance 1Q 2023",
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  "notes": "The slide uses line charts to track financial performance metrics over time, with specific YoY growth callouts.",
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      "kind": "disclaimer",
      "text": "1. ROA is weighted average... 2. 1Q23 vs. 1Q22 3. Current expected credit losses (CECL)...",
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