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  "documentTitle": "US Credit Card Issuer Performance 1Q 2023",
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  "notes": "The chart tracks multiple issuers including Bread, Synchrony, CapOne, Citi PLCC, Navy FCU, Discover, Wells, Barclays, US Bank, BofA, Chase, Citi GPCC, and Amex.",
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      "text": "1. 1Q23 vs. 1Q22. Source: Company reports, McKinsey Credit Card Issuer Performance Model (1Q 2023)",
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      "text": "Worsening delinquency rates across could indicate a further deterioration in charge-off rates across issuers",
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