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      "text": "Creation of a public fund to guarantee up to 70% of the loan; Tax breaks for private developers; Reduced price for land against the commitment for 1/3 of land for flats < MAD 140k; 1/3 of land for flats < MAD 200k; 1/3 of land for free development",
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      "text": "TOKI has access to public land that it can change zoning on; Innovative revenue sharing agreements and traditional property development models; Contractors bid for development",
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      "text": "Source: Mesa Imalat, ministry of housing",
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