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  "notes": "The chart uses a waterfall structure to show the cumulative impact of cost-reduction levers on housing affordability.",
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      "text": "Annualized cost to own a standard unit; Land – Unlocking land supply; Development – Taking an industrial approach; Operations and maintenance – Achieving scale efficiency; Financing – Reducing cost, expanding access",
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      "text": "1 Impact of reduced origination and funding costs is quantified; impact of increased access to financing is not\n2 Transitional use of basic housing (with communal toilets and kitchens, for example) to serve very low-income households\nSOURCE: McKinsey Global Institute",
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