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  "notes": "The chart shows that O&M costs are consistently between 20-33% of total housing expenditures across the regions analyzed.",
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      "text": "1 Includes maintenance and repairs 2 Includes electricity, gas, fuel oil, other fuels, and water",
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      "text": "SOURCE: US Consumer Expenditures Survey (2012); Eurostat (2005); Department of Statistics Singapore (2014); China Statistical Yearbook (2012); McKinsey Global Institute analysis",
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