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  "documentTitle": "USPS Future Business Model",
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  "authorName": "McKinsey",
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  "notes": "The slide highlights the financial pressure of pre-funding requirements on the USPS.",
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      "kind": "chart",
      "text": "RHB payments, 2006 – 2010",
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      "text": "Pre-funding is unique to USPS within the public sector, and rare (and not required) within the private sector. Schedule of pre-funding requirements is accelerated in the first 10 years of the 50 year liability. Actuarial estimates vary widely.",
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      "text": "RHB payments: 12%",
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      "kind": "source-note",
      "text": "SOURCE: USPS 2009 10-K; USPS 2010 Budget",
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      "kind": "title",
      "text": "Retiree Health Benefit funding requirements are a significant burden, equal to 12% of total revenue in 2010",
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      "evidence": "The deck provides an overview of the USPS's current situation, including its financial struggles and the impact of volume declines.",
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      "evidence": "The deck analyzes the problems and complications facing the USPS, including the impact of RHB pre-funding requirements and limitations on cost savings.",
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