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      "text": "In taking tangible actions to address both financial and nonfinancial risks, CROs are balancing foundational capabilities (e.g., governance models, control frameworks, disaster recovery plans) with more sophisticated risk management techniques and their advisory responsibilities to the business. As they set priorities, CROs must constantly ask themselves whether they are dedicating time and resources to the right risks. Being vigilant in protecting the crown jewels is the first order of business. But lower-profile vulnerabilities and day-to-day fundamentals must be attended to consistently. In terms of operational resilience, the heart of risk management, third-party dependencies, crisis management, and talent and technology-related practices are top priorities. Insurers increasingly recognize how operational resilience can be the nexus of multiple vulnerabilities, including those outside of their own four walls, thanks to more extensive connections with external parties. Highly efficient processes at the core of risk management operations help CROs deliver outstanding returns on investments in sophisticated risk modeling, threat detection, data visualization and other advanced capabilities. They also create time and capacity to focus on strategic matters, including advising business leaders and the board.",
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