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  "documentTitle": "Risk management in transformation",
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      "text": "CROs must engage on transformation to enable responsible risk taking.",
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      "text": "Traditional carriers continue to progress on their transformation journeys by modernizing core technology, migrating more data and applications to the cloud, and exploring new products and partnerships. Risk leaders should engage with senior business executives and the board to provide both strategic guidance as plans are formed and tactical support during implementation cycles. Alignment with the business remains a top priority, as CROs recognize, but can be challenging with the multiple growth-oriented initiatives, innovation programs and transformation efforts underway across the business.\n\nFrom large-scale technology upgrades and extensive process automation to new product development and omnichannel customer engagement models, transformation efforts touch nearly every part of the organization, including both front-office processes and back-office functions. Our survey respondents clearly recognize the need for risk teams to facilitate growth and innovation in a risk-informed fashion. Engaged CROs can provide vital inputs in cost-benefit analyses, evaluation of alternative strategies and sourcing models, assessment of regulatory impacts and other areas.",
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      "kind": "quote",
      "text": "Risk has a responsibility not just to protect, but also to help meet the objectives and growth goals of the business. We need to make sure we have room in our appetite for the risk that comes along with growth.",
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      "text": "01 TAKEAWAY ONE",
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      "text": "Five key takeaways from our survey:",
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