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  "documentTitle": "IFRS 9 Impairment Banking Survey",
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      "text": "The highest impact has been reported on credit card portfolios, with eight banks reporting more than 40% increase in provisions.",
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      "text": "Credit card exposures driving increase in retail provisions. Mortgages tend to attract more modest impacts. The highest impact has been reported on credit card portfolios. Impact on unsecured loans shows variance.",
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