{
  "docId": "019dd923-5ca1-7489-b636-fd3720f55b88",
  "docSlug": "0792e6d0474409bc",
  "documentTitle": "European Banking Barometer 2015",
  "authorId": "EY",
  "authorName": "EY",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.333,
  "pageNumber": 15,
  "pageCount": 48,
  "prevPage": 14,
  "nextPage": 16,
  "slideType": "industry_trends",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 10,
  "notes": "Data presented as a 100% stacked bar chart comparing survey results from 2014 and 2015.",
  "elementsJson": [
    "headline_text",
    "bar_chart_100pct",
    "callout_box",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b636-fd3720f55b88/15",
  "deckHref": "/decks/019dd923-5ca1-7489-b636-fd3720f55b88",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b636-fd3720f55b88.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b636-fd3720f55b88#slide-15",
  "components": [
    {
      "bbox": {
        "h": 0.2,
        "w": 0.8,
        "x": 0.15,
        "y": 0.7
      },
      "kind": "callout",
      "text": "Comments: Slightly more banks now expect to raise loan loss provisions (LLPs) than in 2014. Provisions are likely to rise as banks move to comply with IFRS 9...",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c149b25a-5676-43e8-acc6-f717cdf123cd",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "callout",
      "text": "Slightly more banks now expect to raise loan loss provisions (LLPs) than in 2014. Provisions are likely to rise as banks move to comply with IFRS 9, a new accounting standard due to take effect on 1 January 2018.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-c23c-719c-9e45-3c6fb593a303",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.9,
        "x": 0.05,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Stacked bar chart showing survey responses for 2014 and 2015",
      "attrs": null,
      "subkind": "bar-stacked-100pct",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "31e8e0ef-011a-46ae-8787-6db52bd5d615",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Loan loss provisions: 32%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-c23c-719c-9e45-41eb9acb198d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.5,
        "x": 0.05,
        "y": 0.9
      },
      "kind": "source-note",
      "text": "* Numbers reflect the percentage of respondents who answered. Base excludes respondents who answered 'Don't know.'",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7fdff252-d3c8-46ea-906c-9fbdc79171df",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.8,
        "x": 0.05,
        "y": 0.18
      },
      "kind": "subtitle",
      "text": "Over the next 12 months, what do you expect your bank's total provisions against loan losses to do?*",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "28f9fbe6-e5a6-49da-82c9-7e6395ca0878",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.9,
        "x": 0.05,
        "y": 0.05
      },
      "kind": "title",
      "text": "Almost one-third of bankers still expect to increase their loan loss provisions ...",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a645aaba-b269-4aab-99f0-220309806def",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "Loan loss provisions",
      "numberRaw": "32%",
      "numberKind": "percent",
      "actionTitle": "Almost one-third of bankers still expect to increase their loan loss provisions ...",
      "calloutText": "Slightly more banks now expect to raise loan loss provisions (LLPs) than in 2014. Provisions are likely to rise as banks move to comply with IFRS 9, a new accounting standard due to take effect on 1 January 2018.",
      "numberScale": null,
      "numberValue": 32,
      "metricFamily": "other",
      "numberCurrency": null
    }
  ],
  "tools": [
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "44692d0f-d8ee-488f-9a73-d2de00c8dbe4",
      "evidence": "The slide uses a stacked bar chart to show survey responses, which could indicate an appropriate selection of chart type for the data being presented.",
      "confidence": 0.6
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 48,
      "from": 9,
      "beatId": "cf83bc26-4fcb-4fb2-ae0a-419ecf226d59",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The report provides detailed insights and data to satisfy the reader's curiosity.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 16,
      "from": 10,
      "name": "Pattern Hunter",
      "slug": "02-pattern-hunter",
      "bestFor": "Time-pressed audiences, building consensus, when data is strong",
      "matchId": "7b4342a3-70fa-4c1f-96db-1e9f06ee30d0",
      "evidence": "The report identifies patterns in the data, such as varying expectations across markets.",
      "position": 0,
      "objective": "What are the key trends in the European banking sector?",
      "structure": "Evidence A -> Evidence B -> Evidence C -> Pattern/Conclusion",
      "confidence": 0.6,
      "description": "Group multiple pieces of evidence that together point to a pattern or conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}