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  "documentTitle": "HFS Top 10 Healthcare Provider",
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  "notes": "The slide uses a comparison table to illustrate the cost advantage of a subscription model combined with an HDHP compared to a typical individual insurance plan.",
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      "text": "Health consumers can choose the combination of subscription-based primary care and a high deductible health plan (HDHP) that could translate into a savings of about $3,000, or 40% lower than the benchmark plan for an individual.",
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      "text": "According to the Kaiser Family Foundation, the average health insurance benchmark premium (silver plan) on the US exchange marketplace is $438 per month in 2022; the average deductible is $1,945. Health consumers can choose the combination of subscription-based primary care and a high deductible health plan (HDHP) that could translate into a savings of about $3,000, or 40% lower than the benchmark plan for an individual.",
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      "text": "Data: Kaiser Family Foundation, Government Employees Health Association (GEHA) Source: HFS Research, 2022",
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      "text": "Subscription-based digital-health-enabled primary care can disrupt health insurance for primary care",
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