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  "documentTitle": "e-Conomy SEA 2023 report: Indonesia",
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  "authorName": "Google",
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      "text": "Catatan: (1) Mengecualikan kartu kredit & hipotek, GTV, APE & GWP, AUM). (2) Pendapatan mengacu ke metrik yang berbeda-beda tergantung pada sektor layanan keuangan digital (DFS).",
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      "kind": "title",
      "text": "Layanan finansial digital: Pinjaman dan kekayaan diperkirakan naik pesat dari basis yang rendah",
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