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  "documentTitle": "e-Conomy SEA 2020 At full velocity: Resilient and racing ahead",
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  "notes": "The chart shows a stacked bar breakdown of General, Health, and Life insurance online premiums.",
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      "text": "Life and Health Insurance saw a boost online as consumers become more risk conscious. Demand for Life and Health Insurance coverage rose as the pandemic ensued. Movement restrictions forced both demand and supply to move online despite Life and Health products traditionally being more difficult to sell online.",
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      "text": "Established players compelled to digitize. Insurers heavily reliant on agents and bancassurance need to digitize their channel mix quickly.",
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      "text": "Bite-sized micro-insurance gained good traction. Partnerships between established insurers and consumer platforms have spurred short-term innovative products, which are then embedded into their core platform services.",
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      "text": "Source: Bain Analysis; GWP = gross written premium; APE = annual premium equivalent",
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