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  "documentTitle": "2021 P&C Underwriting Survey",
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      "text": "5 - Superior, 4, 3 - Average, 2, 1 - Deficient, Don't know",
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      "text": "Top 3 with superior quality (+40% Superior 4-5): 1. Underwriting strategy, 2. Pricing strategy, 3. Frontline underwriting practices",
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      "text": "Q5: How would you rate the current quality of the underwriting processes and tools within your underwriting division?",
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